The property market in Portugal has shown that investing in off-plan developments can be much more than just buying a house.
More and more investors are discovering a smart way to make a profit even before the work is completed — the transfer of contractual position.
What is the assignment of a contractual position?
The transfer of contractual position occurs when a buyer who has purchased a property off-plan decides to transfer their contractual rights and obligations to a new buyer before the final deed is signed.
In practice, it is a way of reselling the property while it is still under construction, taking advantage of the natural appreciation of the project throughout the construction process.
How it works in practice
The process is simple and legally secure when accompanied by specialised professionals:
1️⃣ Off-plan purchase: the investor acquires the property at an early stage, benefiting from discounts and special launch conditions.
2️⃣ Reduced initial deposit: typically between 10% and 20% of the total value.
3️⃣ Appreciation of the property: as the project progresses, the property tends to appreciate in value.
4️⃣ Position transfer: the investor resells their contractual position to a new buyer.
5️⃣ Profitability: the new buyer pays the updated value, and the initial investor receives the down payment amount + the appreciation margin.
Advantages and profitability
The transfer of contractual positions has gained prominence because it combines low initial investment with quick returns.
Among the main advantages are:
Attractive profitability: in many cases, margins of 15% to 30% before completion of the work.
Quick liquidity: allows you to recover your invested capital and reinvest in new projects.
No credit required: investors can operate without resorting to bank financing.
Risk reduction: the investment is made at a stage when appreciation is more predictable.
Legal aspects and importance of professional monitoring
Although it is a simple process, it is essential to have specialised legal and tax advice.
The transaction must be duly provided for in the promissory purchase and sale agreement (CPCV) and conducted transparently between all parties.
At Invest351, we monitor the entire process — from contract analysis to formalisation of the transfer — ensuring security, legal compliance, and efficiency.
Success story
“I purchased an off-plan flat through Invest351 and, with the team's assistance, I transferred the contractual position before the deed was signed.
The process was simple, quick, and the result exceeded my expectations.
Excellent profitability and complete transparency!”
— Invest351 Client
Conclusion
The assignment of contractual positions is a strategic way to invest in the property sector, with low risk and high potential returns.
It is a methodology increasingly sought after by those who wish to maximise the capital invested in off-plan developments, without having to wait for the completion of the construction work.
At Invest351, we help investors identify the best opportunities and conduct the entire process safely and rigorously — from purchase to final profitability.
